Loan options

Investment-property financing based on eligible property cash flow.

A DSCR loan may focus primarily on qualifying rental income and property cash flow rather than standard personal-income documentation.

(408) 744-2945

Who this may help

  • Rental-property investors
  • Purchase transactions
  • Refinance transactions
  • Portfolio growth
  • Eligible residential investment properties

Common uses

  • Rental purchase
  • Rental refinance
  • Portfolio planning
  • Property-cash-flow review

Helpful information

  • Property details
  • Estimated rental income
  • Purchase price or value
  • Loan amount
  • Occupancy and lease context

Process

What happens after you reach out.

The inquiry starts the conversation. Final options depend on the full review.

01

Share the property, borrower, and loan goal.

02

Review the documentation path that may fit.

03

Discuss possible next steps before moving deeper into paperwork.

04

Move forward only when the borrower understands the direction.

Questions

Common questions about dscr loans.

These answers are general and are not a commitment to lend.

Are exact DSCR ratios listed here?

No. Ratios and requirements vary by lender, property, and full review.

Can portfolio investors start here?

Yes. Share the general property and loan goal so the review can begin.

Start the review

Ready to talk through your loan options?

Tell us what you are looking to do, and we will review the details with you.

(408) 744-2945

Start with a short inquiry.

  • Takes only a few minutes.
  • Your information is reviewed before next steps are discussed.
  • Loan options depend on eligibility, documentation, and underwriting.